:root{--navy:#092d3b;--navy2:#0f4554;--teal:#0b8f87;--gold:#e5ae45;--ice:#eef8f7;--ink:#142229;--muted:#52636b;--line:#dce7e6;--shadow:0 18px 45px rgba(9,45,59,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:var(--navy)}.wrap{width:min(1080px,92vw);margin:auto}.top{background:var(--navy);color:#fff;padding:.55rem 0;font-size:.9rem}.top .wrap{display:flex;justify-content:space-between;gap:1rem}header{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--line)}nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand img{display:block;width:min(300px,34vw);height:auto}.navlinks{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.navlinks a{text-decoration:none;font-weight:800}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.85rem 1.15rem;border-radius:10px;text-decoration:none;font-weight:900;border:1px solid var(--line)}.primary{background:var(--gold);color:#17272d;border-color:var(--gold)}.secondary{background:#fff;color:var(--navy)}.hero{padding:72px 0;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.hero .eyebrow{color:#8ee4dd;font-weight:900;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem}.hero h1{font-size:clamp(2.45rem,6vw,4.4rem);line-height:1.04;margin:.6rem 0 1rem;max-width:900px}.hero p{color:#d8e9ea;font-size:1.12rem;max-width:760px}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.section{padding:62px 0}.section.ice{background:var(--ice)}h2{color:var(--navy);font-size:clamp(1.8rem,4vw,2.7rem);line-height:1.15}h3{color:var(--navy)}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:18px;padding:24px;background:#fff;box-shadow:0 8px 24px rgba(9,45,59,.06)}.card p{color:var(--muted)}.checklist{padding-left:1.2rem}.checklist li{margin:.65rem 0}.notice{border-left:5px solid var(--teal);background:var(--ice);padding:18px;border-radius:10px}.contact{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:start}.faq details{border:1px solid var(--line);border-radius:12px;padding:16px 18px;background:#fff;margin:12px 0}.faq summary{cursor:pointer;color:var(--navy);font-weight:900}.faq p{color:var(--muted)}footer{background:#061e28;color:#c9dbdc;padding:32px 0}.footlinks{display:flex;gap:18px;flex-wrap:wrap}.footlinks a{color:#fff}.fine{font-size:.84rem;color:var(--muted)}
@media(max-width:760px){.top .wrap{justify-content:center}.top .wrap span:last-child{display:none}nav{min-height:66px}.brand img{width:190px}.navlinks a:not(.primary){display:none}.hero{padding:50px 0}.grid,.contact{grid-template-columns:1fr}.actions .btn{width:100%;min-height:50px}.section{padding:46px 0}}